Your 401(k) for Homeownership

This calculation assumes you will maintain a balance of $10,000 for one year.
Save for your dream home faster with Foyer’s industry leading 2% match3 and 4.05% APY1
Get Started

Foyer is the best place to save for a home

Plan

Answer a few questions about your homeownership goals to set a realistic home savings budget.

Save

Watch your savings grow faster with an FDIC insured Foyer First Time Homebuyer Savings Account. Did we mention that there's no monthly fee?

FDIC Insurance

Keep your nest egg safe with funds insured up to $250,000 through Pacific West Bank; Member FDIC.

3.83% APY

Save faster with a 3.83% APY1 — up to 9x the national average2.

2% Match3

Boost your savings with the only account that matches contributions directly towards your future down payment.

Tax Savings4

Potential First Time Homebuyer Savings Account (FHSA) tax benefits in your state

Earn

In addition to a 2% match3 on your deposits, you can earn additional rewards by working with our preferred partners. Your rewards can be used as cash towards your down payment or redeemed for gift cards to brands you love.

Buy

When you’re ready to buy, Foyer has a network of top agents and lenders to help you purchase your dream home and contribute further to your Foyer rewards. You are not required to use our network of partners to redeem your rewards.

Ready to start?

Get Started

Foyer in the Press

The '401(k) for homeownership' helps first-time buyers achieve their savings goals
Inman

FAQ

What is Foyer?
Does Foyer have an app I can put on my phone?
Is there a minimum deposit required to open a Foyer account?
Does Foyer cost money to use?
Can I withdraw my money at anytime? 
How does Foyer help me qualify for tax savings?
How does the Foyer Match work?
What is a First Time Homebuyer Savings Account?
I still have questions. Is there someone I can talk to?

For your journey
to homeownership

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© Foyer Savings 2023
1
Annual Percentage Yield (APY) of 3.83% is effective as of 11/08/2024. This is a variable rate and may change after the account is opened.
2
The national average interest rate for savings accounts as posted on FDIC.gov, as of December 18th, 2023.
3
Foyer match - terms and conditions apply. Please see our Rewards Agreement for more details. Foyer does not provide tax, legal or accounting advice.
4
This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.
5
Fees apply to certain transactions, review the Account Agreement for more information
‡
Chime APY as of 12/22/2023 from Chime.com

Foyer is a financial technology company and is not a bank. Banking services provided by Pacific West Bank; Member FDIC.

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