A personal path to homeownership
Get the inside track to homebuying in today’s market and save up to 30% more on your downpayment. 6
Start Saving

“Foyer is a platform that helps consumers save for down payments, essentially acting as a ‛401(k) for homeownership’

“Foyer offers a savings plan for first-time homebuyers. It's one of several fintechs trying to help struggling consumers buy their first home

“Foyer helps first-time homebuyers prepare for the biggest transaction of their lives with confidence.

Homebuying is challenging. 
That’s why we started Foyer.
Your money working harder, with a home advisor at the ready.
Plus, rewards, tax dedications, grant finding, down payment programs, service discounts, and calculators—everything homebuying, designed for today4.
Get Started
A dedicated account made for homebuying
Downpayment matching up to 6%
The only home savings account with a direct contribution match.3
Maximum growth at 4.15%1 APY
10 times greater than the national average.2
Homebuyer tax advantages4
Deductions and tax-free growth vary by state.
FDIC Insured
Keep your nest egg safe with funds insured up to $250,000 through Pacific West Bank; Member FDIC.
Foyer is a fintech company, not an FDIC-insured bank. Banking services provided by Pacific West Bank, Member FDIC. Deposit insurance covers the failure of an insured bank.
Rewards, grants, and more ways to save
Earns rewards3 that are redeemable for cash by making progress on your goals. We go the distance so your money goes further.
    Boost your home affordability with Foyer Rewards

    Foyer+

    $228
    $99
    /year
    6% deposit match3
    4.15% APY1; 10x industry average2
    Over $2,350‡ in agent and lender savings
    Dedicated Home Advisor4
    Discover down payment assistance among thousands of programs
    Great for existing savings of over $1000!
    Get Started

    Foyer Basic

    Free
    3% deposit match3
    0.82% APY1
    $1,500‡ in agent and lender savings
    Get Started
    Elite local partners in your city
    Your dedicated home advisor will be your navigator, and will personally connect you to our top experts and partners in your state (like agents and lenders).
    Foyer makes happy homeowners
    (and we’re just getting started)
    Homebuying is harder and more expensive than ever, so I love that Foyer helps me plan for my future
    —Jeff G., Foyer Member
    This app is perfect if you are trying to buy your first home and don't know where to start
    —Alex P., Foyer Member
    I have never been a great saver, but Foyer makes it seamless and fun! ...I already have more saved then ever before
    —Autumn R., Foyer Member
    Join Foyer Today

    For your journey
    to homeownership

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    © Foyer Savings 2023
    1
    Annual Percentage Yield (APY) on Foyer+ memberships is 4.15%, effective as of 02/04/2025. APY on Foyer Basic memberships is 0.82% is effective as of 03/20/2025. These are variable rates and may change after the account is opened.
    2
    The national average interest rate for savings accounts as posted on FDIC.gov as of 6/16/25
    3
    Foyer match - terms and conditions apply. Please see our Rewards Agreement for more details. Foyer does not provide tax, legal or accounting advice.
    4
    This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.
    5
    Fees apply to certain transactions, review the Account Agreement for more information
    6
    Compared to national average savings rates found at https://www.fdic.gov/resources/bankers/national-rates/index.html#footnote. Assumes a home purchase of $250k in Michigan, usage of an FHA loan, 3.5% down, APY of 4.51%, Foyer Match, Tax Benefits, and Partner Discounts from Foyer
    ‡
    The $2,350 total is based on a representative scenario in which a Foyer member closes with a partner lender offering $1,000 toward closing costs and a partner real estate agent providing a $1,350 rebate on a $400,000 home purchase.

    Foyer is a financial technology company and is not a bank. Banking services provided by Pacific West Bank; Member FDIC.

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