The 401(k) for Homeownership

Foyer helps employees and their loved ones save and prepare for homeownership faster with the all inclusive employer housing benefit

Connect with Foyer

Stand up against the home affordability crisis with the only benefit with an employee match3 towards homeownership, provided by Foyer. Starting at 2% of employee contributions3

39%

39% of homebuyers today require down payment assistance from friends and family6

66%

66% of renters would be very interested in company provided down payment assistance7

44.6%

44.6% of Gen Z want to own a home in 5 years but cite understanding the process as a major obstacle8

Employee Benefits of a FHSA

Up to 22% More Saved9 for homeownership

Foyer's industry leading FHSA can be integrated into your payroll system and complements existing tax advantaged savings accounts that may already be offered

3.60% APY on all deposits1 • FDIC Insured up to $250,000 provided by Pacific West Bank, Member FDIC. • 2% Match Minimum3 + Optional Employer Match3

Guidance and education

1:1 Guidance and Support

Foyer provides homebuyer education, information on grants and tax benefits4, as well as Homeownership Advisors to help employees and their families navigate the complexities of homeownership.

Low upfront cost & easy to get started • secure application that protects employee data • monitor employee usage and adoption

Connect with Foyer to Get Started

Learn more about how to create an employer housing benefit that's right for your employees and company goals.

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For your journey
to homeownership

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© Foyer Savings 2023
1
Annual Percentage Yield (APY) of 3.60% is effective as of 12/19/2024. This is a variable rate and may change after the account is opened.
2
The national average interest rate for savings accounts as posted on FDIC.gov, as of September 15th, 2024.
3
Foyer match - terms and conditions apply. Please see our Rewards Agreement for more details.
4
This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.
5
Fees apply to certain transactions, review the Account Agreement for more information
6
https://www.lendingtree.com/home/mortgage/down-payment-help-survey/#:~:text=Saving%20for%20a,of%20Gen%20Xers.
7
https://www.cnbc.com/2023/05/04/renters-say-homeownership-is-hopeless-how-theyre-spending-instead.html
8
https://www.rockethomes.com/blog/housing-market/gen-z-home-buying
9
Calculated based on saving $50,000 over 5 years in Detroit, Michigan.

Foyer is a financial technology company and is not a bank. Banking services provided by Pacific West Bank; Member FDIC.

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