February 18, 2025

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McKenzie Hagan

How to Buy Your First Home in Oregon: A Complete Guide for 2025

Buying your first home in Oregon can feel overwhelming, but with the right preparation and knowledge, you can navigate the process successfully. This comprehensive guide will walk you through everything you need to know about purchasing your first home in the Beaver State, from initial planning to closing day.

February 14, 2025

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McKenzie Hagan

The Smart Saver's Guide: Why HYSAs and FHSAs Are Your Best Bet for Down Payment Savings

Saving for a home down payment is one of the most significant financial undertakings many people will face in their lives. As housing prices continue to rise across the US, choosing the right savings vehicle becomes increasingly crucial. High-Yield Savings Accounts (HYSAs) and First Home Savings Accounts (FHSAs) have emerged as great choices for aspiring homeowners, offering a perfect blend of security, accessibility, and competitive returns.

February 11, 2025

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McKenzie Hagan

The Complete Guide to Homeowners Insurance: Everything You Need to Know in 2025

For most people, their home is their largest financial investment. Homeowners insurance provides crucial protection for this investment, but understanding the ins and outs of coverage can be challenging. This comprehensive guide will walk you through everything you need to know about homeowners insurance, from basic coverage types to filing claims and getting the best rates.

February 10, 2025

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McKenzie Hagan

What Home Price Can You Afford on a $130,000 Salary? A Complete Guide

Looking to purchase your first home with a $130,000 salary? Understanding your true buying power is essential before you start house hunting. In this comprehensive guide, we'll walk you through exactly how much house you can afford with your income, assuming a modest 5% down payment and current market conditions.

January 24, 2025

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Landy Liu

Foyer unlocks $6.2M to help people save up to buy homes

Today, we're excited to announce our Seed funding! With this funding, we’re committed to further investing in our product to build the best platform for homebuyer preparedness and save aspiring homeowners more money on their home purchases. Over the next few years we will have three core product focus areas to provide 1. Confidence, 2. Savings, and 3. Education to the next generation of homebuyers.

January 23, 2025

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McKenzie Hagan

Condo vs. House: Navigating Your Ideal Home Ownership Journey

Choosing between a condo and a house is one of the most significant decisions in your real estate journey. Each option presents unique advantages and challenges that can dramatically impact your lifestyle, finances, and long-term investment potential. This comprehensive guide will break down every crucial aspect of condo and house ownership, helping you make an informed decision that aligns with your personal and financial goals.

January 15, 2025

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McKenzie Hagan

The Complete Guide to Mortgages: From Application to Payoff

In today's real estate market, understanding mortgages is essential for anyone looking to buy a home. This comprehensive guide will walk you through everything you need to know about mortgages, from the initial application process to making your final payment. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, this guide will help you navigate the complex world of home financing.

January 14, 2025

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McKenzie Hagan

What the US Can Learn from Canada's First Home Savings Account (FHSA): A Comprehensive Analysis

As housing affordability continues to challenge first-time homebuyers across North America, Canada's introduction of the First Home Savings Account (FHSA) in April 2023 offers valuable insights for US policymakers considering similar initiatives. This analysis examines the successes, challenges, and early lessons from Canada's FHSA rollout, providing crucial takeaways for potential US housing policy reforms.

January 10, 2025

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McKenzie Hagan

Your Guide to Down Payment Assistance Programs in 2025

In 2025's housing market, the down payment often represents the most significant hurdle to homeownership. While home prices on the rise and interest rates well above pandemic-era levels and this challenge can feel daunting, there are over 10,000 down payment assistance (DPA) programs that exist to help aspiring homeowners achieve their goals. This guide will walk you through the available options and help you understand how these programs can support your path to homeownership.

January 8, 2025

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McKenzie Hagan

Building Credit for Your Dream Home: A Complete Guide

Planning to purchase a home? Your credit score plays a crucial role in the mortgage approval process. Here's a comprehensive guide to building and maintaining strong credit as you prepare for homeownership.