This article summarizes the down payment assistance programs and first time homebuyer mortgage programs available in North Carolina.

In this guide, we'll explore key down payment assistance programs and grants available in Virginia, including the HOMEownership Down Payment Assistance Program (DPA), Virginia Individual Development Accounts (VIDA), and Virginia Housing's Down Payment Assistance (DPA) Grant, and Plus Second Mortgage programs.

There are several programs designed to make homeownership more attainable in the state with notoriously high property values, including loan programs and down payment assistance programs offered by the California Housing Finance Agency, otherwise known as CalHFA. Whether you’re navigating fixed-rate mortgages or seeking assistance with down payments, CalHFA has resources that could make your homebuying journey more manageable. Here's a detailed overview of the available programs and how they might benefit you.

Last week, the Foyer team joined forces with two of our real estate partners, Denver-based agent Riley Wenger and Boston-based lender Ariana Wetzel to offer different perspectives on being prepared for homeownership. Catch us for our next one in August!

The most commonly asked question at Foyer is "How much home can I afford?". In this post, we'll dive into exactly what goes into a monthly mortgage payment and how mortgage payments are calculated.

Are you interested in FHA loan requirements in GA? Are you curious about First Time Homebuyer Programs like the Georgia Dream program? This post outlines what the benefits are and what the eligibility requirements are.

In today's challenging real estate market, where high rents and student debts burden the aspirations of many young adults, gifting a down payment to your child might seem like a beacon of hope. Indeed, the National Association of Realtors reported that 22% of first-time homebuyers in 2022 utilized gift funds from family or friends for their down payment. For those under 30, that number increases dramatically to 40% according to a recent study by Redfin!

Once you're ready to get the homebuying process started, we recommend getting pre-approved with a lender. This process will make you more prepared in today's competitive real estate market. Here's everything you need to know to get started.

National Homeownership Month originated in the United States as an initiative to promote homeownership and educate people about its benefits. The federal government recognizes the importance of affordable homeownership and is making significant investments to keep the dream alive.

Purchasing a home is a significant milestone and a dream for many. However, it's important to approach this decision with careful consideration and preparation. Are you ready to buy a home? In this blog post, we will discuss key financial and emotional considerations to help you understand if you're truly prepared to take the leap into homeownership.