Your 401(k) for Homeownership

This calculation assumes you will maintain a balance of $10,000 for one year.
Save for your dream home faster with Foyer’s industry leading 2% match3 and 4.05% APY1
Get Started

Introducing the First Time Homebuyer Savings Account (FHSA)

Plan

Get a custom financial journey tailored to your exact situation with step-by-step actions that teaches you about the homebuying process

Save

Maximize every dollar you save with a 6% Foyer Match3 and 4.15% APY1. Discover down payment programs and tax savings.

FDIC Insurance

Keep your nest egg safe with funds insured up to $250,000 through Pacific West Bank; Member FDIC.

4.15% APY

Save faster with a 4.15% APY1 — up to 10x the national average2.

6% Match3

Boost your savings with the only account that matches contributions directly towards your future down payment.

Buy

Navigate your search, craft your offer, close your deal, and finance your home with confidence with the support of your Foyer Home Advisor and local experts.

Ready to start?

Get Started

Foyer in the Press

The '401(k) for homeownership' helps first-time buyers achieve their savings goals
Inman

FAQ

What is Foyer?
Does Foyer have an app I can put on my phone?
Is there a minimum deposit required to open a Foyer account?
Does Foyer cost money to use?
Can I withdraw my money at anytime? 
How does Foyer help me qualify for tax savings?
How does the Foyer Match work?
What is a First Time Homebuyer Savings Account?
I still have questions. Is there someone I can talk to?

For your journey
to homeownership

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© Foyer Savings 2023
1
Annual Percentage Yield (APY) on Foyer+ memberships is 4.15%, effective as of 02/04/2025. APY on Foyer Basic memberships is 0.82% is effective as of 03/20/2025. These are variable rates and may change after the account is opened.
2
The national average interest rate for savings accounts as posted on FDIC.gov, as of December 18th, 2023.
3
Foyer match - terms and conditions apply. Please see our Rewards Agreement for more details. Foyer does not provide tax, legal or accounting advice.
4
This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.
5
Fees apply to certain transactions, review the Account Agreement for more information
‡
Chime APY as of 12/22/2023 from Chime.com

Foyer is a financial technology company and is not a bank. Banking services provided by Pacific West Bank; Member FDIC.

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